HawthorneVillager.com

RBC has moved on the 4 and yr rates.

TD hasn't yet.....at least not that I have been informed. Won't be surprised if we follow today but there is still time....give me a call if you are looking at renewal/refinance options with TD. 647-292-7597.

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Christina Jackson
Mobile Mortgage Specialist
TD Canada Trust
T: 647 292 7597
F: 905 377 1634
P: 866 767 5446
email: christina.jackson@td.com

Chistina - Left you a message yesterday morning and just now. Haven't heard back from you...

didn't really consider renewing my mortgage until I talked to a rep at TD on Friday with my RSP's.... we are currently in a 3 year 3.45% closed/fixed term with TD that is over in Nov 2012. He told me that there was a 2.99% 4 year fixed/closed promo going on that was extended this month and will most likely be over by the end of the month. He mentioned I could switch to any one of the fixed terms without penalty. Was offered the following for closed fixed rates with 15% prepayment over 30 years ammortization:

1 yr: 2.8%
2 yr: 2.55%
3 yr: 2.9%
4 yr: 2.99%
5 yr: 3.24%

leaning towards the 4 year, but either way will have wife come with me to meet the guy on Monday. Do you guys believe I have any chance of getting a little lower rate? he did knock the 3 year down to 2.9% from 2.95% but said he couldn't do anymore. It's on a 230K mortgage.

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