HawthorneVillager.com
http://www.hawthornevillager.com/phpbb/

Mortgage: How much is too much?
http://www.hawthornevillager.com/phpbb/viewtopic.php?f=3&t=44857
Page 1 of 1

Author:  silentjay [ Fri Feb 24, 2012 9:29 pm ]
Post subject:  Mortgage: How much is too much?

Just a curiosity question. What is the maximum percentage of your monthy net income should a mortgage account for? All the doom and gloom of todays media has me at least considering scenarios in my head.

Personally, I think we got a pretty good rate for a 5yr variable, went through some stress tests (eg. ability to carry the mortgage at a theoretical rate of up to 7.5%), but you just can't help but think about the future!

Author:  Deep [ Sat Feb 25, 2012 12:25 am ]
Post subject:  Re: Mortgage: How much is too much?

What was in today's media?? I haven't bothered to check...

Personally, I never measured as percentage of income, just for me, $200K was my first mortgage, then when we moved, we combined some stuff and ended up with $230K. Now, 5 years later, we are $160Kish. I think if I had to stomach any more then $250K, I'd feel sick, but that's me personally...

Page 1 of 1 All times are UTC - 5 hours
Powered by phpBB® Forum Software © phpBB Group
https://www.phpbb.com/