noone wrote:
"If your car was hit while it was empty, that is a hit and run and must be reported to the police, if it isn't then the insurance company will not pay."
they will pay, if you have collision coverage, but it will be an at fault claim, single vehicle accident, also subject to your deductible.
Right but if it is in fact a hit and run, there should be no problem reporting it to the police because who wants an af claim when there wasn't one??
Maybe someone trying to scam the system??
I too have been in the insurance industry for 10 years and have seen every trick in the book, it's crazy what people try to claim and when it comes to honesty, probably only a handful of claims are "honest" claims. People over-inflate and lie all the time when it comes time to claim.